{"id":2170,"date":"2023-11-28T18:07:17","date_gmt":"2023-11-28T17:07:17","guid":{"rendered":"https:\/\/pokus.aider.sk\/?p=2170"},"modified":"2024-12-03T22:07:22","modified_gmt":"2024-12-03T20:07:22","slug":"ako-poistovne-urcuju-hodnotu-zvyskov-vozidla-pri-totalnej-skode","status":"publish","type":"post","link":"https:\/\/pokus.aider.sk\/en\/ako-poistovne-urcuju-hodnotu-zvyskov-vozidla-pri-totalnej-skode\/","title":{"rendered":"AKO POIST\u030cOVNE URC\u030cUJU\u0301 HODNOTU ZVYS\u030cKOV VOZIDLA PRI TOTA\u0301LNEJ S\u030cKODE"},"content":{"rendered":"<style>\r\n .player2172  .plyr__controls,\r\n .player2172 .StampAudioPlayerSkin{\r\n  border-radius: 10px;\r\n  overflow: hidden;\r\n }\r\n .player2172{\r\n  margin: 0 auto; }\r\n .player2172 .plyr__controls .plyr__controls {\r\n   border-radius: none;\r\n   overflow: visible;\r\n }\r\n .skin_default .player2172 .plyr__controls {\r\n   overflow: visible;\r\n }\r\n <\/style>\r\n<div class=\"skin_default\" id=\"skin_default\">\r\n  <div style=\"width:100%;--plyr-color-bg:#333\" class=\"h5ap_standard_player player2172\" \r\n  data-poster=\"https:\/\/pokus.aider.sk\/wp-content\/plugins\/html5-audio-player\/shortcode\/player\/sticky-default.jpg\" \r\n  data-skin=\"default\" \r\n  data-title=\"Audio Title\" \r\n  data-song=\"https:\/\/pokus.aider.sk\/wp-content\/uploads\/2023\/11\/ElevenLabs_2023-11-28T17_01_10_Bella_pre_s50_sb75_se0_b_m2.mp3\" \r\n  data-id=\"2172\" \r\n  data-options='{&quot;controls&quot;:[&quot;play&quot;,&quot;progress&quot;,&quot;duration&quot;,&quot;mute&quot;,&quot;volume&quot;,&quot;settings&quot;],&quot;seekTime&quot;:10,&quot;skin&quot;:&quot;default&quot;,&quot;title&quot;:&quot;Audio Title&quot;,&quot;author&quot;:&quot;Author Name&quot;,&quot;disableDownload&quot;:false,&quot;fusionDownload&quot;:true,&quot;color&quot;:&quot;skyblue&quot;,&quot;background&quot;:&quot;#333&quot;,&quot;repeat&quot;:false,&quot;type&quot;:&quot;opt-1&quot;,&quot;autoplay&quot;:false,&quot;muted&quot;:false,&quot;disablePause&quot;:false,&quot;startTime&quot;:0}'>\r\n    <audio  playsinline preload=\"auto\" class=\"player2172\" id=\"player2172\">\r\n      <source src=\"https:\/\/pokus.aider.sk\/wp-content\/uploads\/2023\/11\/ElevenLabs_2023-11-28T17_01_10_Bella_pre_s50_sb75_se0_b_m2.mp3\" type=\"audio\/mp3\">\r\n        Your browser does not support the audio element.\r\n    <\/audio>\r\n          <div class=\"h5ap_lp\">\r\n        <div class=\"bar bar-1\"><\/div>\r\n        <div class=\"bar bar-1\"><\/div>\r\n      <\/div>\r\n      <\/div>\r\n<\/div>\n<p style=\"text-align: center;\">Audio \u00favod vegenerovan\u00fd pomocou AI<\/p>\n<p>Tak ako pri&nbsp;<a href=\"https:\/\/pokus.aider.sk\/en\/vypocet-vseobecnej-hodnoty-vozidla-pri-totalnej-skode\/\"><b>v\u00fdpo\u010dte v\u0161eobecnej hodnoty vozidla<\/b><\/a>, aj pri ur\u010den\u00ed&nbsp;<b>zostatkovej hodnoty vozidla (vraku vozidla)<\/b>&nbsp;vpl\u00fdva viacero faktorov.&nbsp;<b>Ak\u00e9 met\u00f3dy m\u00f4\u017ee pois\u0165ov\u0148a &nbsp;pou\u017ei\u0165 na ur\u010denie zostatkovej hodnoty vozidla? \u010co mus\u00edte ur\u010dite urobi\u0165 pred odpredan\u00edm vraku? Ako z\u00edska\u0165 \u010do najviac za v\u00e1\u0161 vrak a&nbsp;\u010do robi\u0165 ak nedok\u00e1\u017eete preda\u0165 vrak za sumu ktor\u00fa stanovila pois\u0165ov\u0148a?<\/b>&nbsp;V\u0161etko a viac sa dozviete ni\u017e\u0161ie.<\/p>\n<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style>\n<h2>Met\u00f3dy na ur\u010denie zostatkovej hodnoty vozidla<\/h2>\n<p><b>Pois\u0165ovne ur\u010duj\u00fa hodnotu vraku vozidla dvomi met\u00f3dami:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">odhadom likvid\u00e1tora<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">dra\u017ebou vozidla<\/li>\n<\/ul>\n<p>V pr\u00edpade, \u017ee je vozidlo star\u0161ie ako 10 rokov, pois\u0165ovne v\u00e4\u010d\u0161inou stanovia hodnotu zvy\u0161kov\u00a0<b>odhadom<\/b>. Ak m\u00e1 v\u0161ak vozidlo menej ako 10 rokov od prvej registr\u00e1cie, zv\u00e4\u010d\u0161a prebehne\u00a0<b>dra\u017eba vozidla<\/b>. T\u00e1to skuto\u010dnos\u0165 v\u0161ak nie je pravidlom, jedn\u00e1 sa sk\u00f4r o subjekt\u00edvne rozhodnutie likvid\u00e1tora, ktor\u00e9 je ovplyvnen\u00e9 samotnou hodnotou vozidla.<\/p>\n<p>To, \u010di va\u0161e vozidlo dala pois\u0165ov\u0148a na dra\u017ebu za \u00fa\u010delom zistenia hodnoty vraku, zist\u00edte v\u00a0<b>ozn\u00e1men\u00ed o poistnom plnen\u00ed<\/b>. Tam pois\u0165ov\u0148a uvedie kontakt na osobu alebo spolo\u010dnos\u0165, ktor\u00fa treba kontaktova\u0165 za \u00fa\u010delom odk\u00fapenia vraku vozidla. V pr\u00edpade, \u017ee v ozn\u00e1men\u00ed o poistnom plnen\u00ed, ktor\u00e9 v\u00e1m zaslala pois\u0165ov\u0148a tak\u00fdto odsek\u00a0<b>ch\u00fdba<\/b>, pois\u0165ov\u0148a vrak vozidla\u00a0na dra\u017ebu nedala a v\u00fd\u0161ka hodnoty vraku bola stanoven\u00e1 odhadom likvid\u00e1tora.<\/p>\n<h2>\u010co zabezpe\u010di\u0165 pred odpredan\u00edm vraku vozidla<\/h2>\n<p>Pokia\u013e u\u017e m\u00e1te kupuj\u00faceho na v\u00e1\u0161 vrak vozidla, \u010di u\u017e prostredn\u00edctvom dra\u017eby cez pois\u0165ov\u0148u, alebo ste si z\u00e1ujemcu na\u0161li sami, je nutn\u00e9\u00a0<b>zabezpe\u010di\u0165 si v\u0161etky d\u00f4kazy<\/b>\u00a0predt\u00fdm, ako vozidlo odpred\u00e1te a\u00a0nebudete sa u\u017e k\u00a0nim viac vedie\u0165 dopracova\u0165. Najd\u00f4le\u017eitej\u0161ie s\u00fa fotky exteri\u00e9ru a interi\u00e9ru .Tie s\u00fa nevyhnutn\u00e9 napr\u00edklad na preuk\u00e1zanie pois\u0165ovni, \u017ee v\u0161eobecn\u00e1 hodnota vozidla bola zo strany pois\u0165ovne stanoven\u00e1 nespr\u00e1vne.\u00a0<\/p>\n<p>Porad\u00edme v\u00e1m na \u010do pri zabezpe\u010dovan\u00ed d\u00f4kazov treba myslie\u0165, alebo m\u00f4\u017eete vyu\u017ei\u0165 na\u0161e slu\u017eby a\u00a0my ich zaobstar\u00e1me za v\u00e1s, viac inform\u00e1ci\u00ed sa dozviete v \u010dl\u00e1nku <a href=\"https:\/\/pokus.aider.sk\/en\/zabezpecenie-dokazov-pri-totalnej-skode\/\"><b>Tot\u00e1lna \u0161koda: Zabezpe\u010denie d\u00f4kazov<\/b><\/a><b>.<\/b><\/p>\n<h2>\u010co s vrakom vozidla a ako za\u0148 z\u00edska\u0165 viac?<br \/>\n<\/h2>\n<p><b>S vrakom vozidla viete nalo\u017ei\u0165 nasledovne:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">opravi\u0165 ho \u00a0(viac o t\u00e9me pre\u010do opravi\u0165 vozidlo o n\u00e1s a nie cez zmluvn\u00fd servis pois\u0165ovne v \u010dl\u00e1nku: <a href=\"https:\/\/pokus.aider.sk\/en\/ake-su-nevyhody-zmluvnych-servisov\/\">Ak\u00e9 s\u00fa nev\u00fdhody zmluvn\u00fdch servisov<\/a>)\u00a0<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">odpreda\u0165 prostredn\u00edctvom sprostredkovan\u00e9ho kontaktu cez pois\u0165ov\u0148u<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">preda\u0165 ako celok cez inzertn\u00fd port\u00e1l alebo prostredn\u00edctvom <a href=\"https:\/\/pokus.aider.sk\/en\/drazba-vozidiel\/\">AIDER dra\u017eby<\/a> a\u017e do 40% v\u00fdhodnej\u0161ie ako cez pois\u0165ov\u0148u\u00a0<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">rozpreda\u0165 na diely\u00a0<\/li>\n<\/ul>\n<p>Ak sa rozhodnete vozidlo\u00a0<b>rozpreda\u0165 na diely<\/b>, odpor\u00fa\u010dame zobra\u0165 na vedomie, \u017ee ho mus\u00edte najsk\u00f4r odhl\u00e1si\u0165 z evidencie na pr\u00edslu\u0161nom dopravnom in\u0161pektor\u00e1te.\u00a0Na to potrebujete potvrdenie o jeho ekologickom spracovan\u00ed, ktor\u00e9 v\u00e1m ale vydaj\u00fa iba v pr\u00edpade, \u017ee vozidlo odovzd\u00e1vate so v\u0161etk\u00fdmi dielmi, vr\u00e1tane motora, prevodovky a n\u00e1pravy, pri\u010dom mus\u00ed obsahova\u0165 minim\u00e1lne 90% hmotnosti, v akom bolo uveden\u00e9 na trh.<\/p>\n<h2>\u010co ak nedok\u00e1\u017eete preda\u0165 vrak vozidla za sumu, ktor\u00fa stanovila pois\u0165ov\u0148a?<br \/>\n<\/h2>\n<p>V takom pr\u00edpade je mo\u017en\u00e9 z pois\u0165ovne \u017eiada\u0165\u00a0<b>doplatok poistn\u00e9ho plnenia (pom\u00f4\u017eeme v\u00e1m s\u00a0dorie\u0161en\u00edm situ\u00e1cie v\u00a0pois\u0165ovni tak, aby ste z\u00edskali v\u0161etko na\u010do m\u00e1te n\u00e1rok)<\/b>. Berte v\u0161ak na vedomie, \u017ee predt\u00fdm, ako v\u00f4bec budete kontaktova\u0165 pois\u0165ov\u0148u za \u00fa\u010delom doplatenia poistn\u00e9ho plnenia, mus\u00edte svoj n\u00e1rok preuk\u00e1za\u0165. To, spolo\u010dne so zabezpe\u010den\u00edm d\u00f4kazov je individu\u00e1lne a z\u00e1le\u017e\u00ed od jednotliv\u00fdch okolnost\u00ed.\u00a0<\/p>\n<p><b>Objednajte si telefonick\u00fa konzult\u00e1ciu a my v\u00e1m poskytneme rie\u0161enia.<\/b><\/p>\n<p>[INSERT_ELEMENTOR id=&#8220;1124&#8243;]<\/p>","protected":false},"excerpt":{"rendered":"<p>Audio \u00favod vegenerovan\u00fd pomocou AI Tak ako pri&nbsp;v\u00fdpo\u010dte v\u0161eobecnej hodnoty vozidla, aj pri ur\u010den\u00ed&nbsp;zostatkovej hodnoty vozidla (vraku vozidla)&nbsp;vpl\u00fdva viacero faktorov.&nbsp;Ak\u00e9 [&hellip;]<\/p>","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[24],"tags":[],"class_list":["post-2170","post","type-post","status-publish","format-standard","hentry","category-totalnaskoda"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/pokus.aider.sk\/en\/wp-json\/wp\/v2\/posts\/2170","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pokus.aider.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pokus.aider.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pokus.aider.sk\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/pokus.aider.sk\/en\/wp-json\/wp\/v2\/comments?post=2170"}],"version-history":[{"count":1,"href":"https:\/\/pokus.aider.sk\/en\/wp-json\/wp\/v2\/posts\/2170\/revisions"}],"predecessor-version":[{"id":4640,"href":"https:\/\/pokus.aider.sk\/en\/wp-json\/wp\/v2\/posts\/2170\/revisions\/4640"}],"wp:attachment":[{"href":"https:\/\/pokus.aider.sk\/en\/wp-json\/wp\/v2\/media?parent=2170"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pokus.aider.sk\/en\/wp-json\/wp\/v2\/categories?post=2170"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pokus.aider.sk\/en\/wp-json\/wp\/v2\/tags?post=2170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}