{"id":2271,"date":"2023-12-01T17:55:09","date_gmt":"2023-12-01T16:55:09","guid":{"rendered":"https:\/\/pokus.aider.sk\/?p=2271"},"modified":"2024-12-03T22:07:22","modified_gmt":"2024-12-03T20:07:22","slug":"zabezpecenie-dokazov-pri-totalnej-skode","status":"publish","type":"post","link":"https:\/\/pokus.aider.sk\/en\/zabezpecenie-dokazov-pri-totalnej-skode\/","title":{"rendered":"ZABEZPEC\u030cENIE DO\u0302KAZOV PRI TOTA\u0301LNEJ S\u030cKODE"},"content":{"rendered":"<style>\r\n .player2488  .plyr__controls,\r\n .player2488 .StampAudioPlayerSkin{\r\n  border-radius: 10px;\r\n  overflow: hidden;\r\n }\r\n .player2488{\r\n  margin: 0 auto; }\r\n .player2488 .plyr__controls .plyr__controls {\r\n   border-radius: none;\r\n   overflow: visible;\r\n }\r\n .skin_default .player2488 .plyr__controls {\r\n   overflow: visible;\r\n }\r\n <\/style>\r\n<div class=\"skin_default\" id=\"skin_default\">\r\n  <div style=\"width:100%;--plyr-color-bg:#333\" class=\"h5ap_standard_player player2488\" \r\n  data-poster=\"https:\/\/pokus.aider.sk\/wp-content\/plugins\/html5-audio-player\/shortcode\/player\/sticky-default.jpg\" \r\n  data-skin=\"default\" \r\n  data-title=\"Audio Title\" \r\n  data-song=\"https:\/\/pokus.aider.sk\/wp-content\/uploads\/2023\/12\/ElevenLabs_2023-12-18T13_02_34_Adam_pre_s50_sb75_se0_b_m2.mp3\" \r\n  data-id=\"2488\" \r\n  data-options='{&quot;controls&quot;:[&quot;play&quot;,&quot;progress&quot;,&quot;duration&quot;,&quot;mute&quot;,&quot;volume&quot;,&quot;settings&quot;],&quot;seekTime&quot;:10,&quot;skin&quot;:&quot;default&quot;,&quot;title&quot;:&quot;Audio Title&quot;,&quot;author&quot;:&quot;Author Name&quot;,&quot;disableDownload&quot;:false,&quot;fusionDownload&quot;:true,&quot;color&quot;:&quot;skyblue&quot;,&quot;background&quot;:&quot;#333&quot;,&quot;repeat&quot;:false,&quot;type&quot;:&quot;opt-1&quot;,&quot;autoplay&quot;:false,&quot;muted&quot;:false,&quot;disablePause&quot;:false,&quot;startTime&quot;:0}'>\r\n    <audio  playsinline preload=\"auto\" class=\"player2488\" id=\"player2488\">\r\n      <source src=\"https:\/\/pokus.aider.sk\/wp-content\/uploads\/2023\/12\/ElevenLabs_2023-12-18T13_02_34_Adam_pre_s50_sb75_se0_b_m2.mp3\" type=\"audio\/mp3\">\r\n        Your browser does not support the audio element.\r\n    <\/audio>\r\n          <div class=\"h5ap_lp\">\r\n        <div class=\"bar bar-1\"><\/div>\r\n        <div class=\"bar bar-1\"><\/div>\r\n      <\/div>\r\n      <\/div>\r\n<\/div>\n<p style=\"text-align: center;\">Audio \u00favod vegenerovan\u00fd pomocou AI<\/p>\n<p>Nevyhnutnou podmienkou na \u00fahradu poistn\u00e9ho plnenia, pr\u00edpadne na jeho doplatenie, je v prvom rade preuk\u00e1zanie nespr\u00e1vneho v\u00fdpo\u010dtu pois\u0165ovne, ktor\u00fd \u010dasto spo\u010d\u00edva v\u00a0zle stanovenej v\u0161eobecnej hodnote vozidla.<\/p>\n<p>V\u00a0tomto \u010dl\u00e1nku si povieme, ak\u00e9 <b>d\u00f4kazy je potrebn\u00e9 z\u00edska\u0165<\/b> za \u00fa\u010delom preuk\u00e1zania <b>vy\u0161\u0161ej<\/b> v\u0161eobecnej hodnoty, ak\u00fdm sp\u00f4sobom ich viete z\u00edska\u0165 a\u00a0ako v\u00e1m <b>vieme pom\u00f4c\u0165<\/b> a\u00a0zaru\u010di\u0165, \u017ee na z\u00e1klade d\u00f4kazov <b>pois\u0165ov\u0148a doplat\u00ed<\/b>, \u010do doplati\u0165 m\u00e1.<\/p>\n<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style>\n<h2>Ak\u00e9 d\u00f4kazy si zabezpe\u010di\u0165 na preuk\u00e1zanie vy\u0161\u0161ej v\u0161eobecnej hodnoty vozidla?<\/h2>\n<p><b>Tak ako sme spom\u00ednali v \u010dl\u00e1nku\u00a0<\/b><a href=\"https:\/\/pokus.aider.sk\/en\/vypocet-vseobecnej-hodnoty-vozidla-pri-totalnej-skode\/\"><b>Ako je vypo\u010d\u00edtan\u00e1 v\u0161eobecn\u00e1 hodnota vozidla<\/b><\/a><b>,<\/b>\u00a0na v\u0161eobecn\u00fa hodnotu vpl\u00fdva ako v\u00fdbava, tak celkov\u00fd stav vozidla. Za t\u00fdmto \u00fa\u010delom je nevyhnutn\u00e9, aby ste si zabezpe\u010dili fotografie exteri\u00e9ru a interi\u00e9ru, technick\u00e9ho preukazu (tzv. ve\u013ek\u00fd TP), stav najazden\u00fdch kilometrov a \u010fal\u0161ie d\u00f4kazy. Ide toti\u017e o\u00a0<b>jedin\u00fd<\/b>\u00a0sp\u00f4sob, ako pois\u0165ovni preuk\u00e1za\u0165 vy\u0161\u0161iu hodnotu v\u00e1\u0161ho vozidla.<\/p>\n<p><b>Pripravili sme pre v\u00e1s\u00a0<\/b><a href=\"https:\/\/pokus.aider.sk\/wp-content\/uploads\/2024\/01\/VSH.pdf\" target=\"_blank\" rel=\"noopener\"><b>n\u00e1vod na vypracovanie fotodokument\u00e1cie<\/b><\/a><b>\u00a0(kapitola I.), za \u00fa\u010delom preuk\u00e1zania v\u0161eobecnej hodnoty vozidla.<\/b>\u00a0Vyu\u017eit\u00edm tohto n\u00e1vodu dok\u00e1\u017eete pois\u0165ovni preuk\u00e1za\u0165 vy\u0161\u0161iu v\u0161eobecn\u00fa hodnotu vozidla ako t\u00fa, ktor\u00fa stanovila.<\/p>\n<p>Treba poznamena\u0165, \u017ee rozsah po\u0161kodenia, ktor\u00fd vznikol pri poistnej udalosti nem\u00e1 vplyv na jeho v\u0161eobecn\u00fa hodnotu. To, \u017ee vozidlo bude na fotk\u00e1ch po\u0161koden\u00e9, nevpl\u00fdva na jeho v\u0161eobecn\u00fa hodnotu pred vznikom \u0161kody, ktor\u00e1 v\u00e1m m\u00e1 by\u0165 zo strany pois\u0165ovate\u013ea uhraden\u00e1.<\/p>\n<p><b>Nezab\u00fadajte, \u017ee v\u0161etky d\u00f4kazy je potrebn\u00e9 si zabezpe\u010di\u0165 e\u0161te predt\u00fdm, ako vrak vozidla odpred\u00e1te.<\/b><\/p>\n<h2>Ak chcete vozidlo preda\u0165<\/h2>\n<p>Ak by ste radi vrak vozidla\u00a0<b>odpredali<\/b>, pr\u00edpadne chceli vyu\u017ei\u0165\u00a0<b>na\u0161u slu\u017ebu\u00a0<\/b><a href=\"https:\/\/pokus.aider.sk\/en\/drazba-vozidiel\/\"><b>dra\u017eby vraku vozidla<\/b><\/a>\u00a0 v ktorej viete za vrak z\u00edska\u0165 viac ako v pois\u0165ovni, je nevyhnutn\u00e9 zdokumentova\u0165 aj rozsah po\u0161kodenia.\u00a0<b>V na\u0161om\u00a0<\/b><a href=\"https:\/\/pokus.aider.sk\/wp-content\/uploads\/2024\/01\/VSH.pdf\" target=\"_blank\" rel=\"noopener\"><b>n\u00e1vode na vypracovanie\u00a0fotodokument\u00e1cie<\/b>\u00a0<\/a>v kapitole II. n\u00e1jdete presn\u00fd postup, \u010do v\u0161etko treba zdokumentova\u0165.<\/p>\n<h2>D\u00f4kazy o dodato\u010dn\u00fdch n\u00e1kladoch na rie\u0161enie poistnej udalosti<\/h2>\n<p>\u010ci u\u017e dodato\u010dn\u00e9 n\u00e1klady, ktor\u00e9 ste uhradili pri tot\u00e1lnej \u0161kode spo\u010d\u00edvaj\u00fa v n\u00e1kladoch na pren\u00e1jom n\u00e1hradn\u00e9ho vozidla, n\u00e1kladoch na <a href=\"https:\/\/pokus.aider.sk\/en\/co-su-naklady-na-obstaranie-vozidla\/\">obstaranie nov\u00e9ho vozidla<\/a>, pr\u00edpadne in\u00fdch n\u00e1kladoch, v\u017edy si odlo\u017ete doklady o \u00fahrade, pr\u00edpadne fakt\u00fary od in\u00fdch slu\u017eieb, ktor\u00e9 ste vyu\u017eili. V ide\u00e1lnom pr\u00edpade si ich uchovajte v digit\u00e1lnej podobe (napr. ako fotografiu, \u010di scan) pre pr\u00edpad, \u017ee to bude potrebn\u00e9.\u00a0<b>Nezab\u00fadajte na to, \u017ee ako po\u0161koden\u00e1 osoba ste povinn\u00fd preuk\u00e1za\u0165 va\u0161e n\u00e1roky,<\/b>\u00a0\u010do nemus\u00ed v\u017edy by\u0165 jednoduch\u00e9, navy\u0161e v pois\u0165ovni s\u00fa zvyknut\u00ed spochyb\u0148ova\u0165 ka\u017ed\u00fd detail, aby nemuseli vyplati\u0165 ani o euro naviac.<\/p>\n<p>[INSERT_ELEMENTOR id=&#8220;1334&#8243;]\t\t<\/p>\n<h2>Zabezpe\u010d\u00edme d\u00f4kazy za v\u00e1s<br \/><\/h2>\n<p>Ak v\u00e1m pois\u0165ov\u0148a kr\u00e1tila alebo \u00faplne zamietla poistn\u00e9 plnenie a&nbsp;vy sa nec\u00edtite sebaisto v&nbsp;preukazovan\u00ed svojej pravdy vo\u010di pois\u0165ovni, nev\u00e1hajte n\u00e1s kontaktova\u0165.<\/p>\n<p>V\u00e4\u010d\u0161ina z na\u0161ich klientov si vyberie mo\u017enos\u0165, aby sme zabezpe\u010dili d\u00f4kazy a to najm\u00e4 fotodokument\u00e1ciu vozidla za nich.<\/p>\n<p>D\u00f4kladne zabezpe\u010d\u00edme ka\u017ed\u00fd jeden d\u00f4kaz tak, aby va\u0161e tvrdenia o skuto\u010dnej hodnote vozidla v pois\u0165ovni obst\u00e1li a aby sa nestalo, \u017ee bud\u00fa spochyb\u0148ovan\u00e9.<\/p>\n<p>Objednajte si konzult\u00e1ciu, povedzte n\u00e1m o svojom probl\u00e9me viac a my v\u00e1m poskytneme rie\u0161enie.<\/p>\n<p>[INSERT_ELEMENTOR id=&#8220;1124&#8243;]<\/p>","protected":false},"excerpt":{"rendered":"<p>Audio \u00favod vegenerovan\u00fd pomocou AI Nevyhnutnou podmienkou na \u00fahradu poistn\u00e9ho plnenia, pr\u00edpadne na jeho doplatenie, je v prvom rade preuk\u00e1zanie [&hellip;]<\/p>","protected":false},"author":4,"featured_media":1297,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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